Requirements

Title: Mortgage Loan Processor I 

Office: Mortgage 

Reports to: Mortgage Loan Manager 

FLSA Code: Non-Exempt 

Employment Grade: 15 

Outline: 

Guarantee the convenient and precise bundling of all advances started. Obligations incorporate, gathering data and taking each record from pre-endorsement to shutting, keeping exact customer documents, meeting with the borrower, auditing their credit and guiding them through the application procedure. 

Fundamental Duties: 

• Information advance applications to PC and request title, credit report, and evaluation 
• Submit advance to financier 
• Catch up with all conditions. 
• Records information on the status of advance endorsed, dropped, or denied. 
• Recognize, resolve, and impart to boss and errors in the credit archives 
• Get ready exposure and advance records utilizing MRG. 
• After credits are shut, request duty administration, get ready HMDA data, and send Booking data to overhauling office. 
• Counsel with the potential borrower on our credit 
• Play out all obligations in consistence with BSA/AML guidelines and prerequisites 
• Acquires satisfactory information for CIP on all wire and cash instrument exchanges 
• Screens and reports suspicious movement to the BSA Officer 

Capabilities: 

• To play out the activity effectively, an individual ought to show the accompanying abilities : 
• Investigative - Collects and explores information. 
• Critical thinking - Identifies and resolves issues in a convenient way; Gathers and breaks down data skillfully; Works well in gathering critical thinking circumstances; Uses reason notwithstanding when managing passionate subjects. 
• Specialized Skills - Pursues preparing and advancement openings; Strives to persistently assemble learning and aptitudes. 
• Client Service - Manages troublesome or passionate client circumstances; Response expeditiously to client needs; Solicits client input to improve administration; Response to demands for administration and help; Meets responsibilities. 
• Relational Skills - Focuses on tackling struggle, not accusing; Maintains classification; Listens to others without interfering with; Keeps feelings leveled out; Remains open to others' thoughts and attempts new things. 
• Oral Communication - Speaks plainly and influentially in positive or negative circumstances; Listens and gets an explanation; Response well to questions; Demonstrates bunch introduction abilities; Participates in gatherings. 
• Composed Communication - Writes plainly and usefully; Edits work for spelling and punctuation; Varies composing style to address issues; Presents numerical information successfully; Able to peruse and translate composed data. 
• Cooperation - Balances group and individual duties; Exhibits objectivity and receptiveness to others' perspectives; Gives and invites criticism; Contributes to building positive solidarity; Puts achievement of a group over claim interests; Able to fabricate resolve and gathering responsibilities to objectives and goals; Supports everybody's endeavors to succeed. 
• Business Acumen - Understands business ramifications of choices; Demonstrates information of market and rivalry. 
• Cost Consciousness - Conserves authoritative assets. 
• Assorted variety - Shows regard and affectability for social contrasts. 
• Morals - Treats individuals with deference; Keeps responsibilities; Inspires the trust of others; Works with trustworthiness and morally; Uphold's hierarchical qualities. 
• Authoritative Support - Follows arrangements and methodology; Completes regulatory assignments effectively and on schedule; Supports association's objectives and qualities; Benefits association through outside exercises; Supports governmental policy regarding minorities in society and regards assorted variety. 
• Judgment - Exhibits sound and precise judgment; Includes fitting individuals in the basic leadership process. 
• Inspiration - Demonstrates determination and conquers impediments; Measures self against standard of greatness. 
• Arranging/Organizing - Priorities and plans work exercises; Uses time proficiently. 
• Demonstrable skill - Approaches others in a prudent way; Reacts well under strain; Treats others with deference and thought to pay little heed to their status or position; Accepts obligation regarding own activities; Follows through on responsibilities. 
• Quality - Demonstrates exactness and exhaustiveness; Looks for approaches to improve and advance quality; Monitors claim work to guarantee quality. 
• Amount - Meets profitability gauges; Completes work in a convenient way; Strives to build efficiency; Works rapidly. 
• Wellbeing and Security - Observes security and security techniques; Reports conceivably hazardous conditions; Uses hardware and materials appropriately. 
• Versatility - Adapts to changes in the workplace; Manages to contend requests; Able to manage regular change, delays, or sudden occasions. 
• Participation/Punctuality - This is reliably at work and on schedule; Ensures work duties are secured when missing; Arrives at gatherings and arrangements on schedule. 
• Steadfastness - Follows guidelines, reacts to the board course; Takes duty regarding own activities; Keeps duties; Commits to extended periods of time off work when important to arrive at objectives.; Completes undertakings on schedule or tells a suitable individual with a substitute arrangement. 
• Activity - Volunteers promptly; Undertakes self-improvement exercises; Seeks expanded duties; Asks for and offers assistance when required. 
• Advancement - Meets difficulties with genius. 

Instruction/Previous Work Experience: 

Some school or partners degree (ideally in Finance) or identical work understanding, and 1-2 years work involvement in a budgetary establishment 

Language Skills 

• Capacity to peruse and decipher reports, for example, security rules, working and upkeep directions, and methodology manuals 
• Capacity to compose routine reports and correspondence 
• Capacity to talk successfully before clients or workers of the association 
• Bilingual aptitudes in perusing composing and talking - English/Chinese, or English/Vietnamese 

Workplace: 

The workplace attributes portrayed here are illustrative of those representative experiences while playing out the basic elements of this activity. Sensible facilities might be made to empower people with the inabilities to play out the fundamental capacities. The commotion level in the workplace is normally moderate. 

Physical Demands: 

The physical requests depicted here are illustrative of those that must be met by a representative to effectively play out the basic elements of this activity. Sensible housing might be made to empower people with incapacities to play out the fundamental capacities. 

While playing out the obligations of this Job, the representative is normally required to sit; use hands to finger, handle, or feel and talk or hear. The representative is once in a while required to stand; walk and reach with hands and arms. The worker should once in a while lift or potentially climb to 10 pounds. Explicit vision capacities required by this activity incorporate close vision and shading vision. 

AAP/EEO Statement: 

Metro City Bank is an Equal Employment Opportunity/Affirmative Action Employer with respect to Females, Minorities, Veterans and Disabled Persons 

Different Duties 

If it's not too much trouble note this expected set of responsibilities isn't intended to cover or contain a thorough posting of exercises, obligations or duties that are expected of the worker for this activity. Obligations, duties, and exercises may change whenever with or without notice.